How to document a claim so you get paid fairly
A repeatable way to capture evidence the moment a loss happens.
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1
Capture the scene immediately
Photograph and video all damage from multiple angles before you clean up or repair.
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2
Save receipts and estimates
Keep receipts for emergency repairs and get independent repair estimates.
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3
Build an itemized list
List damaged or lost items with approximate age and replacement value.
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4
Log every interaction
Record who you spoke with, when, and what was said.
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5
Submit promptly and keep copies
Provide documentation before deadlines and retain copies of everything.
Educational content only — not legal, financial, or insurance advice. Requirements vary by state.