An insurance claim history report, often called a CLUE report, is a record of the insurance claims tied to you or a property. Insurers use it when setting your rate or deciding whe...

A car is "totaled" when the cost to repair it is more than the vehicle is worth, so instead of fixing it your insurer pays you its value. Understanding how that value is...

After a ticket or at-fault accident, your premium may rise, but the increase usually is not permanent. Comparing quotes, claiming every discount, and keeping a clean record afterwa...

An auto insurance policy isn't one thing. It bundles several separate coverages, each paying for a different kind of loss, and most are priced individually even though they share a...

Filing an auto insurance claim is mostly about clear documentation and prompt notification. If you stay calm, gather the right details at the scene, and report the loss to your ins...